Introduction
MoreDeductions.com ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our tax deduction assessment services.
Please read this privacy policy carefully. By using our website, you consent to the practices described in this policy.
Information We Collect
We collect minimal information necessary to provide our tax deduction assessment services:
Email Address
We collect your email address solely for the purpose of sending you your personalized tax deduction report and related information. We do not sell, rent, or share your email address with third parties for marketing purposes.
Tax Profile Information
We collect information you provide through our questionnaire (such as filing status, income sources, and expense categories) to generate your personalized tax deduction assessment. This information is used exclusively to provide our service to you.
Payment Information
We do not collect, store, or process payment information directly.
All payment processing is handled securely by Stripe, Inc., a PCI-DSS compliant payment processor. When you make a purchase, your payment information (such as credit card details) is transmitted directly to Stripe and is never stored on our servers.
For information about how Stripe handles your payment data, please review Stripe's Privacy Policy.
How We Use Your Information
We use the information we collect for the following limited purposes:
- •To generate and deliver your personalized tax deduction report
- •To send you your tax deduction information via email
- •To respond to your inquiries and provide customer support
- •To improve our services and user experience
Data Retention and Deletion
We retain your information only for as long as necessary to provide our services to you and fulfill the purposes described in this policy.
Your Right to Delete Your Information
You may request that MoreDeductions.com delete your personal information at any time by contacting us in writing. Upon receiving your request, we will delete your personal information from our systems within a reasonable timeframe, typically within 30 days.
To request deletion of your information, please contact us.
New Jersey Consumer Data Privacy Act
The New Jersey Consumer Data Privacy Act (NJCDPA), enacted in 2024, establishes consumer privacy rights for New Jersey residents. The law applies to businesses that:
- •Control or process personal data of at least 100,000 New Jersey consumers (excluding data processed solely for payment transactions); OR
- •Control or process personal data of at least 25,000 New Jersey consumers AND derive more than 50% of gross revenue from the sale of personal data
Our Status Under the NJCDPA
MoreDeductions.com is currently exempt from the NJCDPA requirements because:
- 1.We process personal data of fewer than 100,000 New Jersey consumers
- 2.We do not sell personal data, and therefore derive no revenue from data sales
Although we are not legally required to comply with the NJCDPA, we are committed to protecting your privacy and will honor requests to access, correct, or delete your personal information. We believe all users deserve strong privacy protections regardless of legal requirements.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Third-Party Services
We use the following third-party services to operate our website:
- •Stripe - Payment processing
- •Resend - Email delivery service
These services have their own privacy policies governing their use of your information. We encourage you to review their policies.
Cookies and Tracking
Our website may use cookies and similar tracking technologies to enhance your experience. Cookies are small data files stored on your device. You can control cookie settings through your browser preferences. Disabling cookies may affect some functionality of our website.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately, and we will take steps to delete such information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us through MoreDeductions.com.